MiloTree vs. Payhip: Which Platform Is Better for Selling Digital Products in 2026?

If you’re looking at Payhip, you’re probably attracted to the free plan. Payhip’s free plan takes 5% of every sale, on top of payment processing. So does MiloTree’s. The difference shows up as you sell more: to drop the fee to 0%, Payhip charges $99 a month. MiloTree charges $25 a month, billed annually.

Inside the MiloTree Dashboard

Here’s what you see when you log in: your link-in-bio store, your products and freebies, AI product ideas, and your website pop-up, all in one place.

Here’s an honest comparison so you can decide which platform is right for you.

MiloTree vs. Payhip: Quick Comparison

How we compared: We built MiloTree, so we’re not neutral. To keep this fair, we took Payhip’s prices and features from its own website and help pages, checked in October 2026, and we point out where Payhip is the better choice. Prices change, so check Payhip’s pricing page before you decide.

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The Real Difference: What It Costs to Get to 0%

Both free plans charge 5%. Here’s what each platform costs as your sales grow (platform fees only, before payment processing):

At $500 a month in sales, 5% on either free plan equals MiloTree’s $25 Grow plan (billed annually). Above that, MiloTree Grow is the cheapest option in the table. Payhip only reaches 0% on Pro, at $99 a month.

Even Payhip’s Plus plan at $29/month still charges 2% per transaction. To get 0% transaction fees on Payhip, you need the $99/month Pro plan. MiloTree’s Grow Plan at $25/month (billed annually) has no transaction fees beyond standard Stripe processing.

What You Can Sell on MiloTree

• Digital downloads: ebooks, templates, guides, printables
• Coaching sessions, with built-in Calendly and Acuity integration. After purchase, your calendar shows on the thank you page so clients book instantly.
• Memberships and subscriptions: recurring revenue on autopilot
• Workshops and webinars: sell access to live or recorded events
• Mini courses as a PDF: add your video lessons and links to one of our Canva templates, and MiloTree delivers it automatically
• Freebies and lead magnets: 3 on Free, unlimited on Grow, each with its own tripwire

Pricing: $25/Month (Billed Annually) vs. $0–$99/Month (Plus Fees)

Payhip pricing:

• Free Forever: $0/month + 5% transaction fee on every sale
• Plus: $29/month + 2% transaction fee
• Pro: $99/month + 0% transaction fee

MiloTree pricing:

• Free Plan: $0/month. Sell 3 products at a time, with 3 freebies. MiloTree keeps 5% of each sale.
• Grow Plan: $25/month billed annually, or $37 month to month. 0% MiloTree fee, unlimited products and freebies, order bumps, and one-click upsells.
• Launch With Me: $297, one time. A live call with Jillian to set up your first product. Your first month of Grow is included.

MiloTree’s Grow Plan at $25/month (billed annually) gives you zero platform transaction fees, unlimited products, AI sales pages, coaching integration, and social pop-ups. Payhip charges $99/month just to remove their transaction fee, and still doesn’t include AI sales pages or social pop-ups.

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AI Sales Page Builder: MiloTree’s Secret Weapon

Payhip gives you a basic storefront and product pages. They’re functional but generic. Every Payhip store looks pretty much the same.

MiloTree’s AI sales page builder creates unique, conversion-optimized sales pages in seconds. Describe your product, and the AI writes compelling copy and structures your page to sell. No design skills needed.

Coaching + Calendar Integration

Payhip lets you sell coaching as a product type, but there’s no calendar integration. After someone buys coaching, you need to manually coordinate scheduling through emails or a separate booking tool.

MiloTree integrates with Calendly and Acuity. When someone purchases a coaching session, your calendar appears right on the thank you page, so they book a time instantly. Zero friction.

A Link-in-Bio Storefront, Free on Every Plan

Your MiloTree store lives at milotree.bio/yourname, and it comes with every plan, including Free. Add your profile, social links, and a featured product, set your brand color and font, and add links to your blog, YouTube, or anything else. Every product and freebie you create shows up in your shop automatically. Put one link in your bio, and followers can buy, grab a freebie, or find the rest of your content in one place. Payhip gives you a store page you can link from your bio. MiloTree’s is built to be that one link, with your social icons and outside links next to your products.

AI Product Finder and AI Product Roadmap

Not sure what to sell? The AI Product Finder asks three quick questions about what you know and who you help, then gives you three product ideas personalized for your niche. Each one comes priced, with the hours it will take to build.

Pick an idea, and the AI Product Roadmap turns it into a build plan, section by section. Every section has an AI prompt to write the first draft and a “Make it yours” prompt to put your voice into it. Both tools are included on Free (5 AI queries a day) and on Grow (50 a day). Payhip has no tool like this. It assumes you already know what to sell.

Free Plan vs. Free Plan

Both free plans are built to get you started, and both take 5% of each sale. The difference is the path off the fee. On Payhip, 0% costs $99 a month. On MiloTree, it costs $25 a month on Grow, billed annually ($37 monthly).

Here’s the honest trade-off: Payhip’s free plan lets you list unlimited products. MiloTree’s free plan lets you sell 3 at a time, and you can swap which 3 are live whenever you want. If you sell one $50 product a week, either free plan costs you about $130 a year in fees. MiloTree Grow costs $300 a year with no per-sale fee, so it pays for itself once you pass $500 a month in sales.

When Payhip Makes Sense

Payhip is a reasonable choice if you sell very low volume and want unlimited products without a monthly fee, you don’t mind the 5% transaction fee, you don’t need AI sales pages, coaching calendar integration, or social pop-ups, you want a simple, no-frills storefront, or you sell mostly to buyers in the EU or UK and want Payhip to collect and remit VAT for you.

Payhip does offer a wide range of product types on all plans, which is genuinely nice. But once your sales grow past a few hundred dollars a month, you’ll save money with MiloTree and get better tools.

MiloTree’s Built-In Revenue Boosters

MiloTree gives you four ways to earn more from every customer, with no extra tools:

• Tripwires (Free plan): when someone grabs your freebie, offer a paid product on the thank-you page. A new subscriber becomes a paying customer in one click.
• Coupons (Free plan): create discount codes for a launch, a holiday sale, or your email list.
• Order bumps (Grow): a small add-on right before checkout. A $27 customer becomes a $40 customer.
• Upsells (Grow): a bigger offer on the thank-you page after purchase.

Payhip includes upsells, cross-sells, and discounts on every plan, including its free plan, so the two are close here. MiloTree adds tripwires on its Free plan and order bumps on Grow.

MiloTree vs. Payhip: FAQ

The Bottom Line

Choose MiloTree if: You want a complete selling platform with AI sales pages, coaching + calendar integration, freebies with tripwires, social media pop-ups, and a $25/month Grow plan (billed annually) with no MiloTree transaction fee.

Choose Payhip if: You sell very small amounts, want unlimited products on a free plan, and don’t mind giving up 5% of every sale for a basic storefront.

Ready to Try MiloTree?

Start with the free plan and see how fast you can set up your first product. Or check out MiloTree pricing to find the right plan for you.

Setup takes about 15 minutes. There’s a 14-day money-back guarantee. And if you need help, you’ll talk to real humans, not chatbots.

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