MiloTree vs. Payhip: Which Platform Is Better for Selling Digital Products in 2026?

If you’re looking at Payhip, you’re probably attracted to the free plan. But here’s the catch: Payhip’s free plan takes 5% of every sale. That’s on top of payment processing fees. The more you sell, the more that 5% hurts.

We built MiloTree for creators who want to sell without giving up a percentage of every transaction. Here’s an honest comparison so you can decide which platform is right for you.

MiloTree vs. Payhip: Quick Comparison

The Real Difference: Flat Pricing vs. Percentage Fees

Payhip’s free plan sounds great until you do the math. That 5% fee on every sale adds up quickly:

At just $500/month in sales, Payhip’s “free” plan already costs more than MiloTree’s $19/month Grow Plan. And MiloTree gives you far more features.

Even Payhip’s Plus plan at $29/month still charges 2% per transaction. To get 0% transaction fees on Payhip, you need the $99/month Pro plan. MiloTree’s Grow Plan at $19/month has no transaction fees beyond standard Stripe processing.

What You Can Sell on MiloTree

• Digital downloads — ebooks, templates, guides, printables
• Coaching sessions — with built-in Calendly and Acuity integration. After purchase, your calendar shows on the thank you page so clients book instantly.
• Memberships and subscriptions — recurring revenue on autopilot
• Workshops and webinars — sell access to live or recorded events
• Mini-courses — simple course delivery without the complexity
• Freebies and lead magnets — unlimited free downloads to grow your email list, with upsells and tripwires built in

Pricing: $19/Month vs. $0–$99/Month (Plus Fees)

Payhip pricing:

• Free Forever: $0/month + 5% transaction fee on every sale
• Plus: $29/month + 2% transaction fee
• Pro: $99/month + 0% transaction fee

MiloTree pricing:

• Free Plan: $0/month — 1 product, great for testing
• Grow Plan: $19/month (billed annually) — unlimited products, freebies, coaching, memberships, upsells, order bumps, coupons
• Pro Plan: $99/month (billed annually) — everything in Grow + done-for-you funnel setup + coaching

MiloTree’s Grow Plan at $19/month gives you zero platform transaction fees, unlimited products, AI sales pages, coaching integration, and social pop-ups. Payhip charges $99/month just to remove their transaction fee — and still doesn’t include AI sales pages or social pop-ups.

AI Sales Page Builder: MiloTree’s Secret Weapon

Payhip gives you a basic storefront and product pages. They’re functional but generic — every Payhip store looks pretty much the same.

MiloTree’s AI sales page builder creates unique, conversion-optimized sales pages in seconds. Describe your product, and the AI writes compelling copy and structures your page to sell. No design skills needed.

Coaching + Calendar Integration

Payhip lets you sell coaching as a product type, but there’s no calendar integration. After someone buys coaching, you need to manually coordinate scheduling through emails or a separate booking tool.

MiloTree integrates with Calendly and Acuity. When someone purchases a coaching session, your calendar appears right on the thank you page — they book a time instantly. Zero friction.

The Hidden Cost of ‘Free’

Payhip’s free plan is designed to get you in the door. But that 5% fee means you’re essentially paying Payhip a commission on every sale — forever. And unlike MiloTree’s free plan (which includes 1 product with no transaction fees), Payhip’s free plan taxes every dollar you earn.

Here’s the real comparison: MiloTree’s free plan lets you sell 1 product with zero platform fees. Payhip’s free plan lets you sell unlimited products but takes 5% of everything. If you sell just one $50 product per week, Payhip’s “free” plan costs you $130/year.

When Payhip Makes Sense

Payhip is a reasonable choice if you sell very low volume and want unlimited products without a monthly fee, you don’t mind the 5% transaction fee, you don’t need AI sales pages, coaching calendar integration, or social pop-ups, and you want a simple, no-frills storefront.

Payhip does offer a wide range of product types on all plans, which is genuinely nice. But once your sales grow past a few hundred dollars a month, you’ll save money with MiloTree — and get better tools.

The Bottom Line

Choose MiloTree if: You want a complete selling platform with AI sales pages, coaching + calendar integration, freebies with tripwires, social media pop-ups, and flat $19/month pricing with no transaction fees.

Choose Payhip if: You sell very small amounts, want unlimited products on a free plan, and don’t mind giving up 5% of every sale for a basic storefront.

Ready to Try MiloTree?

Start with the free plan and see how fast you can set up your first product. Or check out MiloTree pricing to find the right plan for you.

Setup takes about 15 minutes. There’s a 14-day money-back guarantee. And if you need help, you’ll talk to real humans — not chatbots.

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